IMPORTANT UPDATE: Payments have been issued to eligible Class Members. For Current Policyholders, payments were issued in the form of a statement credit, and for Former Policyholders, payments were issued in the form of a check on August 7, 2026.
What is the lawsuit about?
Following a market conduct examination by the Maryland Insurance Commissioner, the USAA Defendants entered into a Consent Order with the MIA regarding the USAA Defendants’ assessment of certain late fees against policyholders with insured risks in Maryland. In connection with the Consent Order, USAA Defendants refunded the principal amount of the late fees to affected policyholders, but they did not include any interest and/or gains that they made on the late fees. Plaintiffs allege that they, and others similarly situated, should have received such monies in addition to the refund of the principal amount of the late fee(s).
The USAA Defendants deny that they did anything wrong or owe anyone money.
Who is included?
You are a Settlement Class Member if you meet the following criteria:
- You were charged a late fee by USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, United Services Automobile Association, or USAA Casualty Insurance Company (collectively, “USAA Defendants”) on a Maryland insurance policy prior to 2020;
- You received a refund for those late fee charge(s) pursuant to Maryland Consent Order MIA-2020-08-002;
- You did not receive accrued interest and/or gains on the late fee refund(s).
How can I be eligible to receive a settlement payment?
If you wished to get money, you did not need to do anything. For Current Policyholders, payments were issued in the form of a statement credit, and for Former Policyholders, payments were issued in the form of a check on August 7, 2026.
Your Legal Rights and Options in this Settlement
All Settlement deadlines have passed.
| Option & Due Date | Status | Event Description |
|---|---|---|
DO NOTHING AND REMAIN IN THE SETTLEMENT CLASS | Explanation: Get an automatic payment either in the form of a statement credit (for Current Policyholders) or in the form of a mailed check (for Former Policyholders). Be bound by the settlement. | |
OPT OUT OF THE SETTLEMENT | ||
March 30, 2026 | Status: Passed | Explanation: Get no payment. This is the only option that allows you to bring another lawsuit against the USAA Defendants about the same issues that the settlement resolves. This deadline has passed. |
OBJECT AND REMAIN IN THE SETTLEMENT CLASS | ||
March 30, 2026 | Status: Passed | Explanation: Tell the Court why you don’t like the settlement. Still get an automatic payment and be bound by the settlement. This deadline has passed. |
GO TO A HEARING | ||
Notice of Intention to Appear Deadline: April 13, 2026 | Status: Passed | Explanation: Ask to speak in court about the fairness of the Settlement. This deadline has passed. |
Hearing date: April 28, 2026 at 9:30 A.M. Eastern | Status: Passed | Explanation: |
